Website Terms of Use for Capital Markets Dad

Welcome to Capital Markets Dad. These Terms of Use (“Terms”) govern your access to and use of the Website and all content, services, and products available at or through the Website.

Please read these Terms carefully before accessing or using the Website. By accessing or using any part of the Website, you agree to become bound by the Terms and Conditions of this agreement. If you do not agree to all the Terms and Conditions of this agreement, then you may not access the Website or use any services.

1. Acceptance of Terms By using the Website, you agree to be bound by these Terms, as well as our Privacy Policy, which is incorporated herein by reference. We may update these Terms from time to time, and your continued use of the Website after any such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically for changes.

2. Nature of Content & Disclaimer (CRUCIAL FOR FINANCIAL SITES) The content on Capital Markets Dad is provided for informational and entertainment purposes only and expresses the personal opinions and observations of Capital Markets Dad. It is NOT financial, investment, legal, tax, or professional advice.

• No Fiduciary Relationship: Your use of this Website does not create a client-advisor or fiduciary relationship between you and Capital Markets Dad.
• No Endorsement: References to specific securities, financial products, or investment strategies are for illustrative purposes only and do not constitute recommendations or endorsements.
• Risks: Investing in capital markets involves substantial risk, including the potential loss of principal. Past performance is not indicative of future results.
• Consult a Professional: You should consult with a qualified financial advisor, tax professional, or legal counsel before making any financial or investment decisions. Do not rely solely on the information provided on this Website.

3. User Conduct You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the Website. 

You agree not to:

• Use the Website for any illegal purpose or in violation of any local, provincial/state, national, or international law.
• Post or transmit any material which is defamatory, offensive, or otherwise objectionable.
• Upload, post, or otherwise transmit any content that infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any party.
• Engage in any form of “spamming,” “phishing,” or other similar schemes.
• Attempt to gain unauthorized access to any portion or feature of the Website or any other systems or networks connected to the Website.

4. Intellectual Property All content on the Website, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of Capital Markets Dad or its content suppliers and is protected by Canadian and international copyright and intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as generally permitted for personal, non-commercial use, provided you do not remove any copyright or other proprietary notices.

5. Third-Party Links & Services The Website may contain links to third-party websites or services that are not owned or controlled by Capital Markets Dad. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Capital Markets Dad shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.

6. Termination We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

7. Disclaimer of Warranties The Website is provided on an “AS IS” and “AS AVAILABLE” basis. Capital Markets Dad makes no representations or warranties of any kind, express or implied, as to the operation of the Website or the information, content, materials, or products included on the Website. You expressly agree that your use of the Website is at your sole risk.

To the fullest extent permissible by applicable law, Capital Markets Dad disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Capital Markets Dad does not warrant that the Website, its servers, or email sent from Capital Markets Dad are free of viruses or other harmful components.

8. Limitation of Liability In no event shall Capital Markets Dad, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Website; (ii) any conduct or content of any third party on the Website; (iii) any content obtained from the Website; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

9. Governing Law These Terms shall be governed and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located within Ontario, Canada, for the resolution of any disputes.

10. Severability If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

11. Entire Agreement These Terms constitute the entire agreement between us regarding our Website, and supersede and replace any prior agreements we might have between us regarding the Website.

12. Contact Us If you have any questions about these Terms, please contact us at [andrew@capitalmarketsdad.com].